Last month, before going home from work I headed to Shopwise in Pasong Tamo, Makati when two women took my attention. They politely asked if I could spare them some money because they only had forty pesos left in their pocket. "We can't contact our relative who lives nearby so we want to go home instead." the other one explained. They said they have to take a bus in order to get home to Cavite. I paused for several seconds and decided to give them a couple of hundreds.
My instinct told me that they were just making the story up. They are grifters. Of course I can't be absolute just by the impression I have on them that moment. Whether their story was real or not, it felt right to give them money. If they really didn't have money for the bus fare, what if nobody else gives them what they need. On the other hand, if that story was made up, there are reasons why they resort to that kind of mean. All of them are bad because they are not in line with the standard of what is good or right. I just wanted them to realize that there are a lot of good people around that are willing to help them. They can still find persons that can give them jobs or help them if they have ideas to make money in a legal way.
After that incident, I saw them again at the same spot few more times. I can now conclude that their story was not real. I just hope that in my own little way, slowly they'll realize that they can still change.
They still have hope.
Monday, March 19, 2012
Sunday, January 15, 2012
The Future Of Your Health
One of the growing concerns in our country today is the increasing susceptibility of people to diseases. They get sick more easily and more often than they did decades ago.
One of the factors that contribute to this is the environment. Smog accumulates in the atmosphere causing air pollution in some areas. This is due to the smoke from vehicles, firecrackers & fireworks, factories, and others. There is also secondhand smoke from people smoking in open spaces. These can cause lung cancer, asthma, chronic obstructive pulmonary disorder, and other related diseases.
Another reason is heredity. Some acquire their illnesses from their parents and ancestors. Others may become carriers of diseases only. Because of lack of preparedness, they get shocked when the symptoms arrive and they get too little time to react.
Practices also affect our health. Hygiene is sometimes not given much importance. Some people don't bother to throw their trash in the right area. Roaches come after their food leftovers and leave behind harmful bacteria.
Discipline starts at home, a simple instruction to a child to segregate garbage and throw them in the right places is one big step to a healthy environment. Moreover, it is good that parents train their children on practices to mitigate the spread of diseases. Taking a bath makes a lot of difference. It washes away dirt from our bodies. This is a simple way to maintain good hygiene and stay healthy.
Diseases and ailments appear unexpectedly so it's best that we're always prepared. We can do all the preventive measures to avoid them. Additionally, it's also beneficial if we prepare by accumulating a fund specific for our health. There would come a time that we would no longer have the strength to support ourselves. This is when we can use the money we have invested several years back when our health was in better state. If we look at our country, most of the aged cannot afford decent or proper health services and are unable to buy their medicines. The main cause of this is the lack of preparation. They lack savings or funds, in turn they run to their children who already have their own obligations. They get buried under huge debt and live miserably.
With this in mind, I decided to secure a long term healthcare plan from Kaiser International Health Group, Inc.. It is one of the investment vehicles that can give
us worry-free future. It is a 3-in-1 plan that includes short & long term healthcare, life insurance and investment. I am more at ease now because I know that my future is secured.
One of the factors that contribute to this is the environment. Smog accumulates in the atmosphere causing air pollution in some areas. This is due to the smoke from vehicles, firecrackers & fireworks, factories, and others. There is also secondhand smoke from people smoking in open spaces. These can cause lung cancer, asthma, chronic obstructive pulmonary disorder, and other related diseases.
Another reason is heredity. Some acquire their illnesses from their parents and ancestors. Others may become carriers of diseases only. Because of lack of preparedness, they get shocked when the symptoms arrive and they get too little time to react.
Practices also affect our health. Hygiene is sometimes not given much importance. Some people don't bother to throw their trash in the right area. Roaches come after their food leftovers and leave behind harmful bacteria.
Discipline starts at home, a simple instruction to a child to segregate garbage and throw them in the right places is one big step to a healthy environment. Moreover, it is good that parents train their children on practices to mitigate the spread of diseases. Taking a bath makes a lot of difference. It washes away dirt from our bodies. This is a simple way to maintain good hygiene and stay healthy.
Diseases and ailments appear unexpectedly so it's best that we're always prepared. We can do all the preventive measures to avoid them. Additionally, it's also beneficial if we prepare by accumulating a fund specific for our health. There would come a time that we would no longer have the strength to support ourselves. This is when we can use the money we have invested several years back when our health was in better state. If we look at our country, most of the aged cannot afford decent or proper health services and are unable to buy their medicines. The main cause of this is the lack of preparation. They lack savings or funds, in turn they run to their children who already have their own obligations. They get buried under huge debt and live miserably.
With this in mind, I decided to secure a long term healthcare plan from Kaiser International Health Group, Inc.. It is one of the investment vehicles that can give
us worry-free future. It is a 3-in-1 plan that includes short & long term healthcare, life insurance and investment. I am more at ease now because I know that my future is secured.
Sunday, December 25, 2011
What's Your Formula For Success?
I always want to be successful in every thing. I do a lot of thinking before committing into something because I don't want to end up regretting on it. It may be a little bit hassle but it is nothing compared to what could possibly go wrong in the future.
Few weeks ago, a friend of mine asked me about what my formula for success is. I paused for a while then told him 'I make a plan'. Although this is what I've been doing, what he said in reply dag deep into my mind.
'You must have a passion that is rewarding.' This is what the company president told each one, including my friend during their Christmas party. There is nothing wrong with making a plan but when you have a passion, all else comes natural including the planning. Sometimes, it's hard if you try to mimic somebody. You do what he does because you see that he is successful but it's not guaranteed that you would also succeed. It won't be easy doing things you don't like. If you're a type of person who doesn't like talking a lot, you would most probably fail if you get into sales or hosting.
Plans enable me to achieve my goals but I need to reassess on what I love doing most for me to become more successful. Passion + Reward = Success.
Few weeks ago, a friend of mine asked me about what my formula for success is. I paused for a while then told him 'I make a plan'. Although this is what I've been doing, what he said in reply dag deep into my mind.
'You must have a passion that is rewarding.' This is what the company president told each one, including my friend during their Christmas party. There is nothing wrong with making a plan but when you have a passion, all else comes natural including the planning. Sometimes, it's hard if you try to mimic somebody. You do what he does because you see that he is successful but it's not guaranteed that you would also succeed. It won't be easy doing things you don't like. If you're a type of person who doesn't like talking a lot, you would most probably fail if you get into sales or hosting.
Plans enable me to achieve my goals but I need to reassess on what I love doing most for me to become more successful. Passion + Reward = Success.
Saturday, November 19, 2011
Busy
Some people are concerned that they have a lot of things to do. They think they might not be able to finish them because of lack of time. Others are quite relaxed that they feel they're doing nothing worthy.
Do you think you're busy? Busy means actively engaged to something. We are actually always busy. A manager in a fast food restaurant is busy helping the owner run the business well. A hungry lady cooking her food is busy preparing for her meal. A child watching Tom and Jerry in Cartoon Network is busy relaxing.
Every person has a dream and to realize that dream he must set his goals. Your goals are your steps in reaching for your dream. Everyone knows about this idea but the problem is some earned the masters degree of procrastination. Most of the time, they focus on what make them feel good at present. So even if they've already planned their day, they easily postpone some activities for something else. I'm busy. This is a very common excuse people use in many circumstances.
We must realize that we are always busy regardless of what we do. It's a matter of what we are busy of. Is it something related to our goals, does it help you grow as a person, is it a worthy activity.
Now, make yourself busy.
Do you think you're busy? Busy means actively engaged to something. We are actually always busy. A manager in a fast food restaurant is busy helping the owner run the business well. A hungry lady cooking her food is busy preparing for her meal. A child watching Tom and Jerry in Cartoon Network is busy relaxing.
Every person has a dream and to realize that dream he must set his goals. Your goals are your steps in reaching for your dream. Everyone knows about this idea but the problem is some earned the masters degree of procrastination. Most of the time, they focus on what make them feel good at present. So even if they've already planned their day, they easily postpone some activities for something else. I'm busy. This is a very common excuse people use in many circumstances.
We must realize that we are always busy regardless of what we do. It's a matter of what we are busy of. Is it something related to our goals, does it help you grow as a person, is it a worthy activity.
Now, make yourself busy.
Saturday, November 5, 2011
Smoking or Millions
A while ago while watching TV, I smelled something unpleasant and saw some smoke. Then I found out that it came from a cigarette. It reminded me of how addicted I was to smoking until I stopped around 5 years ago. I used to consume about 8 sticks per day.
Aside from the health benefit, I've always wanted to share how quitting smoking makes us lots of money. According to the 2009 Philippines' Global Adult Tobacco Survey (GATS), 13.8 million Filipinos smoke everyday(adults 15 years old and above). They consume 10.6 cigarettes per day on average.
As of this writing, a stick of cigarette cost around 3 pesos. For one who takes 10 sticks a day, he can accumulate 1.1M pesos in 22 years. This is possible if he put his money in an investment vehicle that earns 12% per year such as Mutual Fund (Equity type). If your target retirement fund is P1M and you're 15 years old now, you can already retire at age 37. See illustration below.
Now you got one more reason to quit smoking.
Aside from the health benefit, I've always wanted to share how quitting smoking makes us lots of money. According to the 2009 Philippines' Global Adult Tobacco Survey (GATS), 13.8 million Filipinos smoke everyday(adults 15 years old and above). They consume 10.6 cigarettes per day on average.
As of this writing, a stick of cigarette cost around 3 pesos. For one who takes 10 sticks a day, he can accumulate 1.1M pesos in 22 years. This is possible if he put his money in an investment vehicle that earns 12% per year such as Mutual Fund (Equity type). If your target retirement fund is P1M and you're 15 years old now, you can already retire at age 37. See illustration below.
Now you got one more reason to quit smoking.
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